Finance

All you Need to know about an Income Tax Calculator

The biggest challenge an individual would face is filing taxes after each financial year. Visiting your CA and going through the entire computation can be a time-consuming task. However, there are simple alternatives to this situation available just around the corner. We are talking about an income tax calculator that can now be found easily. […]

Finance

How does CKYC Help in the Process of Fixed Deposit Account?

To maintain the records of investors properly, financial institutions like banks, finance firms, etc. maintain KYC (Know Your Customer) documents of all their customers. The CKYC (Central Know Your Customer) was introduced to avoid inconsistencies and fraudulent activities. To register in the CKYC, one needs to submit the documents online and go through the verification […]

Finance

Essential Things that do Not Come Under Personal Accident Insurance

In India, every minute a serious road accident occurs and 16 die due to the same in an hour. In a similar context, more than 1,200 road crashes are witnessed in India, and 377 individuals die, in a day. In most cases (25%), two-wheeler motor vehicles are accountable for road crashes.  These accidents mostly occur […]

Finance

How To Apply For a Business Loan

It can be hard to request a loan for your business. Even though you know you need the money and you know you can pay back the monthly charges, the idea of having to ask and the potential to be rejected is stressful. This is an issue that you will need to get over if […]

Finance

All About the Home Loan Procedure in India for First-Time Borrowers

Housing finance is undoubtedly one of the most popular borrowing options for potential homebuyers. This is primarily due to the extended repayment tenor they offer, and their popularity is fuelled by the current decrease in interest rates and property prices. However, financial institutions reject several loan applications too.  This is because a majority of new […]

Finance

5 Things To Consider Before Applying For A 5 Lakh Loan

Finding oneself in need for Rs. 5 lakh loan is a common phenomenon these days. Many banks and other lending institutions are relatively more flexible now in offering loans than they were previously. However, getting the asked for amount instantly is not what every bank will offer you. In fact, most of them do not. […]

Business Finance

Is It a Good Option to Buy a Two-Wheeler With a Personal Loan?

No matter if you stay in a city or a village, the need of having personal transportation of some kind is of the utmost importance. While buying a four-wheeler might not be possible for everyone, wanting a two-wheeler is much more realistic.  Although the COVID-19 pandemic is almost over, public transportation is still a major […]

Finance

Effective Strategies to Pay off Your Personal Loan Earlier

Everyone reaches a point when they want to clear off their personal loan early. In order to save on the interest that you’re paying your lender, you can utilize the part payment process. We have compiled a list of ways for you to pay off the loan sooner than required. By following these steps, you […]

Finance

Tips to Acquire Loan Against Property Without Income Proof

A financial emergency usually comes without any warning. And it often has a devastating effect on people’s physical and emotional well-being.  With a loan against land property by your side, you do not need to worry anymore if a financial emergency ever blocks your way. As a loan against land property is a collateral-based loan, […]

Finance Loans

LAP Loan Interest Rates Comparison 2020

Funding big-ticket purchases or sizable expenses such as overseas education or home renovation can put a serious dent in your savings. In some cases, you may not be able to afford such an expenditure out of pocket. This is when you can consider alternate financing options like a loan against property. With a property loan […]