Housing finance is undoubtedly one of the most popular borrowing options for potential homebuyers. This is primarily due to the extended repayment tenor they offer, and their popularity is fuelled by the current decrease in interest rates and property prices. However, financial institutions reject several loan applications too. This is because a majority of new […]
Finance
5 Things To Consider Before Applying For A 5 Lakh Loan
Finding oneself in need for Rs. 5 lakh loan is a common phenomenon these days. Many banks and other lending institutions are relatively more flexible now in offering loans than they were previously. However, getting the asked for amount instantly is not what every bank will offer you. In fact, most of them do not. […]
Is It a Good Option to Buy a Two-Wheeler With a Personal Loan?
No matter if you stay in a city or a village, the need of having personal transportation of some kind is of the utmost importance. While buying a four-wheeler might not be possible for everyone, wanting a two-wheeler is much more realistic. Although the COVID-19 pandemic is almost over, public transportation is still a major […]
Tips to Acquire Loan Against Property Without Income Proof
A financial emergency usually comes without any warning. And it often has a devastating effect on people’s physical and emotional well-being. With a loan against land property by your side, you do not need to worry anymore if a financial emergency ever blocks your way. As a loan against land property is a collateral-based loan, […]
Here’s how you can compare & save while buying the best health insurance plan
The digital world has made it convenient for us to buy all kinds of insurance, including the best health insurance plan. A major advantage of buying health insurance online is that you get to the plans before you make a purchase. There are many benefits you get when you compare health insurance plans online at […]
How Does a Small Personal Loan Work?
An unwanted expense is always a problem if you do not have the money to tackle it. Whether it is of a huge amount or just a small one, it always comes as a not so present surprise. What matters is how we tackle that emergency to make the most out of it. While some […]
Know About Recurring Deposit vs Fixed Deposit
Creating and multiplying wealth requires a lot of financial discipline. You can grow your wealth systematically by investing in the commodities/stock markets. You can also opt for more conservative instruments like bonds/term deposits depending on your risk-return appetite. In the last decade, India has witnessed the popularity of term deposits growing by leaps and bounds. […]
What Documents are Required for a Personal Loan?
A personal loan is an unsecured loan that an individual or entity can opt for their personal needs and requirements. For personal loan approval, the documentation process has to be passed, and that’s why you need to know about the necessary documents that you must have in order to get your personal loan sanctioned. Documents […]
How Does CIBIL Score Matter in Education Loans?
Usually, the cost of pursuing higher studies abroad is quite expensive and to pay for it many aspirants look for external financing such as an education loan. For instance, the cost of pursuing a course in the United Kingdom can cost anywhere between Rs.19 lakh and Rs.39 lakh based on the selection of an academic […]
6 Rules to Follow When Taking a Personal Loan
If you are planning to buy a new bike or car or want to pay for your medical bills or your education, applying for a personal loan is the best option. Personal loan rescues us from any situation easily. If you are in search of a lender that provides a personal loan in India, then […]